Once you establish a clear idea of the house and the area that suit you best, you should think whether you can afford it or not. Your broker can help you evaluate your finances, which will help you make wiser decisions and avoid turning your dream into a financial nightmare.
First, he will go through your income, your expenses, your assets and your liabilities. Second, he will make a thorough study of the future expenses of your future house, such as:
- Amount of your down payment
- Home inspection
- Notary fees
- Welcome tax, required at the signature of the deed
- Property tax balance to be reimbursed to the seller for the rest of the year
- Electricity, heating and other maintenance fees in your new property
- Commute fees
Before you make any commitment for a house, you should draw a realistic picture of all your expenses. Denis can help you evaluate all case scenarios and will draw your attention to every detail that matters to you.
For more information, contact Denis on his contact page or call him at 515 577 0787